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Don't Let Them Steal Your Children's Inheritance!
"Avoid Probate with a Living Trust"
How can you avoid falling into the "probate trap"?

There is a Solution - Read on . . .

Dear Friend:

Probate has a bad name.

     Generations ago, the probate system was conceived as one orderly way of transferring the property of a deceased person to his or her heirs. It was designed to protect the heirs.

     Today it has become an ugly, legal nightmare where lawyers, clerks, guardians, administrators, estate appraisers and bonding companies bilk widows and orphans 
out of their inheritance.

     All across the nation, greedy lawyers in league with conniving judges and bureaucrats plunder huge chunks - and sometimes all - of an estate.

     First, let's see what's wrong with probate, and then let's see how you can avoid probate - so that your family can get to keep the assets that are rightfully theirs.

Three things wrong with probate.

Probate costs too much!

In most states, probate fees are set by law as a percent of the "gross" estate. Say, you left an estate consisting of your home, an automobile, stocks and bonds, savings and a few other personal possessions worth $200,000. The executor's commission and high pressue attorney's fees to probate this estate in California would amount to $10,300.  Average fees in other states range from 3.8% in Utah to 11% in Alaska.

Let me show you how high the stakes are: Maryland legislature has been trying for the past seven years to ban percentage fees in probate cases; every year a lobby organized by probate lawyers has been able to defeat the bill.

Probate takes too long!

On the average, it takes two to five years to settle an estate. For all practical purposes, the estate is frozen during probate while the judges, court officials and attorneys have a field day picking it apart. The beneficiaries, in the meantime, wait, wait ...and wait. This is why many lawyers would rather write Wills, and then make a bundle when the Will is probated.

Probate creates unwanted publicity.

Everything in probate court is a matter of public record and, unfortunately, there are individuals who go from probate court to probate court compiling lists which are then sold to unscrupulous people who prey on widows and try to separate them from their inheritance using high pressure.

Sincerely,
Richard Graham


How Can You Escape From the Vagaries of Probate?

Now that you know why you should avoid probate, let me show you the most effective way of doing it.

The law has provided everyone with a magic key to probate exemption; it's called "inter vivos trust" or a "Living Trust." With a Revocable Living Trust, you can pass on your assets to your spouse or children or other heirs in entirety - without delay, and without the lawyers, administrators, courts, or the appraisers skimming off from the top.

Here's how a Living Trust works. You create the trust by preparing a trust instrument on forms in which you simply identify:

  • Assets you're transferring to the trust

  • Beneficiary of the trust (your spouse, children or other heirs)

  • Trustee (i.e., you) who'll manage the trust .

Precisely to help you avoid or reduce the costs and the nightmarish problems of probate, we've put together a revocable LIVING TRUST KIT.  The Kit is designed for a lay person to transfer his principal assets to a Living Trust, name himself as trustee, designate beneficiaries who'll inherit the estate - without the rigors of probate -upon his death.

  • Revocable living trust kit forms, probate, inheritance.The Kit contains step-by-step instructions, and all the necessary forms you'll need to establish your Living Trust.

By creating a simple Living Trust document, you'd have freed yourself of the legalized larceny of probate. Simple as that.

  • The Essence of a Living Trust: Simplicity, Flexibility and Control.

A Living Trust is set up by you while you're alive. You name yourself as "trustee" and you maintain full control over your assets just as before. You can do whatever you wish to do with them - manage them, sell them, or give them away. The trust does not become effective till you die or become incapacitated.

The person you would designate on the forms as beneficiary of the trust (your husband or wife or children) is called "successor trustee." Upon your death, the successor trustee takes over the estate immediately without going through probate and terminates the trust. It's that simple.

Your trust would be a Revocable Living Trust. You can abolish the trust or alter its terms or change the beneficiaries at any time you wish. The document provides you with the maximum amount of flexibility.

Living Trust Software with forms on CD-ROM.The kit also includes downloadable
 Living Trust software with forms.

         
     More Benefits of a Living Trust

      

Let me point out two more benefits of a Living Trust.  First, disgruntled heirs find trusts extremely difficult to contest. When an estate goes to probate, the court freezes its assets for several months and asks anyone to come forward and contest the Will if they please. Someone contesting a Will doesn't even need to hire a lawyer. But to contest a trust, a disgruntled heir needs to hire a lawyer and file a civil suit. In the meantime, the trustee is free to distribute the assets to the beneficiaries immediately. Your estate isn't tied up in lengthy litigation.

A Living Trust offers another important benefit. A growing number of older Americans are putting their assets into a Living Trust because they want to avoid being placed under a court-appointed guardian if they become unable to manage their affairs. With a Living Trust you can specify in advance whom you want to manage your affairs if you ever become incompetent.

     How Effective is the Living Trust?

      
Let's take a simple example of a savings account. Upon your death, the bank would very likely block the account while the Will is being probated. It will not allow any withdrawal from the account without a court order.

However, with a Living Trust, your beneficiary walks into the bank with the trust document forms and the death certificate - and walks out with the money. No two-to-five year delay. No ten percent in expenses. And no publicity.

Order Your Kit Today and Save!

Use of a revocable Living Trust is valid in all fifty states. Normally, you would set up the trust in your present state of residence or domicile. However, if you find it more advantageous to have the trust interpreted under the laws of a different state, the Kit allows you to designate your preference.

 


THE LIVING TRUST KIT 
contains everything you'll need to 
establish your revocable Living Trust:

  • Ready-to-use forms and documents.
     

  • Step-by-step instructions and information.
     

  • Actual samples, examples and explanations of various terms.
     

  • It shows you how to prepare the trust document forms, how to implement the living trust by transferring title to the property to the trust, and eventually, how your beneficiary can distribute the trust assets to himself or herself and dissolve the living trust. 

          ... all in one handy Kit. 

Living Trust Software with forms on CD-ROM.The kit also includes downloadable
 Living Trust software with forms.

What Do Attorneys Charge to Set Up a Living Trust?

People with high-powered attorneys and financial advisors have always used Living Trust forms to escape probate. Attorneys often charge hundreds, even thousands, of dollars to set up a revocable Living Trust. Legal Fees of $950 to $1,800 to set up a simple trust are not uncommon. Estate Planning

All too often, an attorney has his secretary type a few standard forms from a sample (similar to the ones you'll find in the Kit) and he then turns around and charges you a whopping fee for the document. Read this comment I received from California:  "I have been a legal secretary and know first hand how much lawyers charge for the secretary to do the work."

But you can set up your living trust for about the cost of a new shower head.


Nursing Home Asset Protection" My wife and I attended a seminar on avoiding probate. This book covers the topic more thoroughly than the seminar and explains all the procedures more thoroughly. One lawyer who put on an information seminar charges $895.00 to make out a living trust. "  
J.F. Newark,  California

.
" Very thorough coverage yet simple to comprehend. Should be an asset to anyone in need of information... provides peace of mind. "  
                        
                                         V.C.W., Kingsburg, California
.
" I was surprised how easy it was to understand. "  
                                                                   M.S. Sacramento, California
.
" You have tackled a complex problem that is plaguing more and more Americans everyday. And you have not only figured out a solution, but you have explained it with such clarity that an average ordinary person can read it and understand it."   D.N., Tennessee
.

" Excellent.  I will be providing copies for key clients.  This is information that 'everyone' should have, regardless of their financial status. "   R.Q., Bedford, NH
.
" The forms are simple and easy to use.  They only thing they will not do is pay your taxes. "   R.B.M., Granada Hills, CA
 


Satisfaction Guaranteed - Or Your Money Back

Revocable living trust forms California probate free information document Florida family sample revokableThe Living Trust Kit is backed by a full One-Year Money-Back Guarantee.  
Take up to one full year to examine the document forms, information, samples and instructions in the privacy of your own home. 
If for any reason you feel that the Kit isn't for you, simply return it at any time within one year for an immediate refund.  No questions asked. 

You risk nothing, so act now while you're thinking about it. 

 Special Offer 
Revocable living trust forms California free information document Florida family sample revokable probate  Final Week 
 
Internet Sale:

 SAVE 50% 

Order our revocable LIVING TRUST KIT right now, complete with document forms and step-by-step instructions, information and samples and Save 50% off the regular price of $67.90.

Sale Price:  $33.95    

Order now, and get a free bonus! A package of 79 valuable reports, guides and manuals you can download today, and view right on your computer and even print-them-out!
(A $99 Value!)  - 
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